Effective Date: January 20 2026

These Terms and Conditions govern your use of the Balboa Gold website located at www.balboagold.com (the “Site”) and any purchases made through the Site. By using the Site, you agree to these Terms.

If you do not agree, please do not use the Site.

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1. Products and Orders

All products are subject to availability. We reserve the right to limit quantities, discontinue products, modify descriptions or pricing, and refuse or cancel any order at our discretion.

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2. Payments

All payments are processed through secure third-party payment providers. We do not store full payment card information on our servers.

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3. Shipping and Returns

Shipping and return terms are described on our Shipping & Returns page, which is incorporated into these Terms by reference. By placing an order, you agree to those terms.

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4. Jewelry Disclaimer

Due to the nature of jewelry products, slight variations in color, size, and appearance may occur. Product images are for illustrative purposes only.

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5. Limitation of Liability

To the fullest extent permitted by law, Balboa Gold shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or any products purchased.

Our total liability for any claim shall not exceed the amount paid for the product giving rise to the claim.

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6. Governing Law

These Terms are governed by the laws of the State of California.

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7. Changes to These Terms

We may update these Terms at any time. Changes will be posted on this page with an updated effective date.

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8. Contact Information

If you have questions about these Terms, contact us at:

Email: info@balboagold.com