Balboa Gold
Build Your Own Charm Necklace! ($55–$195)
Build Your Own Charm Necklace! ($55–$195)
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Design your perfect custom charm necklace from the comfort of home. Choose your chain, pick 1–9 charms, and we'll hand-assemble it in 1–2 business days. Necklaces start at $55 (chain + 1 charm) and go up to $195 depending on how many charms you add.
Want to design in person? Book a Charmed Bar appointment at our Costa Mesa store.
Materials & Care
Materials & Care
Shipping & Returns
Shipping & Returns


How to Build Your Charm Necklace
Step 1: Choose Your Chain — Pick from 18K gold-filled chains in multiple styles and lengths, from delicate to bold.
Step 2: Pick Your Charms — Browse hundreds of styles: initials, symbols, birthstones, zodiac signs, animals, and more. Choose 1–9 charms. Odd numbers always look best.
Step 3: We Build It — Place your order and our team in Costa Mesa hand-assembles your necklace. Ready to ship in 1–2 business days.

Why Balboa Gold
Real Materials — Every chain is 18K gold filled, tarnish resistant and skin-friendly. Charms are gold plated stainless steel.
Hand-Assembled in Costa Mesa — Built by our team, not a factory. Every charm placement is checked before it ships.
Truly One of a Kind — With hundreds of charms and multiple chain options, no two necklaces leave our shop the same.

The Perfect Gift
For Birthdays — A personalized charm necklace is a gift that actually means something. Add a birthstone, initial, or a charm that speaks to who they are.
For Bridesmaids — Build matching necklaces with a personal touch for each. A meaningful keepsake they'll actually wear.
For Yourself — Build a necklace that tells your story — your travels, your people, your vibe.
Balboa Gold
Frequently Asked Questions
What materials are the chain and charms made of?
Our necklace chains are 18K gold filled — tarnish resistant and built to last for years with everyday wear. Our charms are gold plated and stainless steel, keeping them lightweight, hypoallergenic, and affordable so you can mix and match more styles.
How many charms can I add to my charm necklace?
You can add 1–9 charms to your personalized charm necklace. For the best look, odd numbers always work best. Mix small and large charms for a balanced, layered feel.
Can I build a charm necklace in person in Costa Mesa?
Yes — visit us at our Balboa Gold boutique in Costa Mesa for a Charmed Bar experience. Our team will help you design your necklace in person with our full charm collection. You can also book a private Charmed Bar appointment online.
How long does it take to make a custom charm necklace?
Every charm necklace is hand-assembled by our team in Costa Mesa, CA and ships within 1–2 business days. We offer free shipping on orders over $60.
What sizes do charm necklaces come in?
Our custom charm necklaces come in 16", 18", and 20". To find your size, consider how you like your necklace to sit — 16" falls near the collarbone, 18" hits just below, and 20" sits mid-chest. 18" is our most popular length.
Can I build a charm necklace as a gift?
Absolutely. Our custom charm necklaces make a thoughtful gift for birthdays, bridesmaids, Mother's Day, and holidays. Personalize it with birthstone charms, initials, zodiac signs, or anything that speaks to the person you're gifting.